About On Point Home Loans

On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures.
After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time and money was invested in expensive advertising and elaborate corporate structures, which often resulted in loans that were highly overpriced. This inspired them to take a more personal approach to lending that made their clients’ financial needs a priority.
As an independent mortgage broker, the team at On Point Home Loans are able to focus on the customers’ best interests by delivering a wider variety of mortgage products at more affordable terms.