Most investors hit the same wall. You own profitable rentals, your properties’ cash flow, but your tax returns, full of legitimate deductions, make personal income look modest. Traditional lenders look at those returns and say no. DSCR loans flip that equation. Instead of qualifying you on personal income, they qualify your properties based on the […]
What Is a DSCR Loan? The Real Estate Investor’s Secret Weapon Read More »
You’ve built a successful business or freelance career. Your income is solid. Your credit is good. But when you mention self-employment to traditional lenders, everything changes. Your tax returns show strategic deductions that lower taxable income. Smart for taxes, challenging for mortgages. Being self-employed doesn’t make you a risky borrower. You just need lenders who
Buying a Home as a Self-Employed Borrower: What You Need to Know Read More »
On Point Home Loans, Inc.
NMLS #1904069
On Point Home Loans, Inc. (http://www.hud.gov/fairhousing) is an Equal Housing Lender.
Office Address:
1200 The Plaza, Suite G2, Charlotte, NC, 28205
Office Hours:
Mon – Fri: 8AM – 8PM
Sat: 9AM – 7PM
Phone No.: 704-941-3030
