You found the perfect flip in Mooresville. Solid numbers, clear profit. Then your bank needs 45 days for approval. By the time you hear back, another investor will have closed. Speed determines who wins Charlotte’s flip deals. Fix and flip loans solve this problem, providing capital in days instead of months. On Point Home Loans, […]
How Do Fix and Flip Loans Work? Fast Financing for Charlotte Investors Read More »
You’ve found the perfect fixer-upper in a Charlotte suburb, or you’re ready to transform your current home. The problem? Renovation costs aren’t included in standard mortgages. Renovation loans solve this by combining property purchase and renovation costs into a single mortgage. You finance improvements without draining savings or taking separate construction loans. Whether you’re an
What Is a Home Renovation Loan? Your Guide to Financing Property Improvements Read More »
You’ve been paying your mortgage for years. Your Charlotte-area home has increased in value. Can you access that equity without selling? Yes. Home equity loans let you borrow against the value you’ve built in your home. But before you tap into that equity, you need to understand how these loans work, what they cost, and
How Do Home Equity Loans Work? A Complete Guide for Charlotte Homeowners Read More »
When Traditional Financing Gets in the Way If you’re a real estate investor, you’ve probably run into this problem before. Your properties cash flow well, your rents are strong, and your portfolio is growing. However, when it’s time to apply for a new loan, the bank focuses heavily on your personal income, tax returns, and
DSCR Loans in Charlotte, NC: A Smarter Way for Investors to Qualify Read More »
Your Home Has Potential — You Just Need the Right Loan Maybe you found a house in the perfect neighborhood, but it needs some serious updating. Or perhaps you’ve lived in your home for years, and it’s time to modernize the kitchen, add a new room, or upgrade the bathrooms. However, when you start pricing
Renovation Loans in Charlotte, NC: Turn Your House into the Home You’ve Always Wanted Read More »
Home Loan Process made simple. Personalized Lending Experience We provide a home mortgage that is tailored to your unique needs with the best loan and rate. 14-day Purchase Closing We are committed to providing the fastest closing times in the industry so you can get the keys to your dream home as quick as possible.
On Point Home Loans, Inc.
NMLS #1904069
On Point Home Loans, Inc. (http://www.hud.gov/fairhousing) is an Equal Housing Lender.
Office Address:
1200 The Plaza, Suite G2, Charlotte, NC, 28205
Office Hours:
Mon – Fri: 8AM – 8PM
Sat: 9AM – 7PM
Phone No.: 704-941-3030
