USDA

Buy a home outside the city limits with USDA

About USDA home loans

The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required.

Why consider a USDA loan?

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.* Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.